FSP details: Kern Insurance Solutions Consult (Pty) Ltd, Registration no. 2005/007574/07 is the holder of a category I Financial Services Provider License with FSP number 25031. The licence includes the authority to provide financial services with respect to Short Term Insurance (personal lines and commercial lines). Kern Insurance Solutions Consult (Pty) Ltd has contracts with various Short Term Insurers in South Africa. Please request us for a list of Short Term Insurers with which we hold contracts if you wish to obtain more information in this regard. The business has not earned more than 30% commission from any of the insurers within the past 12 months, and also does not hold more than 10% shares in any insurer. From time to time we may receive an award from a product provider. Please request us for our gift register if you wish to obtain more information in this regard. Kern Insurance Solutions Consult (Pty) Ltd does hold professional indemnity cover. We have a policy on Conflict of Interest and a copy is available on request. It is hereby declared that Richard Matthews, Salome Grobler, Richard Matthews, Christy Janse van Rensburg, Dirkie Grove and Calvin Simigianis are Representatives working under supervision. We have a complaints resolution system which you will find at our office. If you have any queries or concerns, please don’t hesitate to send us a message via fax at 012 809 3326 or e-mail wynandkern@kis.org.za. Compliance officer: Trevor Laubscher: Moonstone Compliance (Pty) Ltd; 25 Quantum Street, Technopark, Stellenbosch. Tel: (021) 883 8000. Fax: (021) 883 8005 or (021) 883 2590. PO Box 12662, Die Boord, 7613, Stellenbosch.